Welcome to your homebuying journey
Ask a question. Take your next step with confidence.
- Step 1Press start
- Step 2Ask out loud
- Step 3See it explained here
Until Aria shows you something, this space shows the home buyer guide: what are the steps to buying a home, how much home fits my budget, fixed-rate or adjustable-rate, the difference between interest rate and APR, how much cash I need at closing, what makes up my monthly payment, how my down payment affects my loan, choosing a 15- or 30-year loan, where my payment goes over time, and how my home equity changes.
AriaYour home loan guide
The road to your keys
Most home purchases follow the same path. Here it is at a glance. Ask Aria to go deeper on any step.
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Get pre-approved
A lender reviews your income, debts, savings and credit, then tells you how much you can likely borrow.
Pre-approval letter -
Find your home
Shop within your range with the monthly payment in mind, not just the list price, then make an offer.
An accepted offer -
Apply for your loan
Choose a loan type and term and lock your rate. Within three business days you receive a Loan Estimate.
Loan Estimate -
Underwriting and appraisal
The lender verifies your documents, and an appraiser confirms the home is worth what you are paying.
Clear to close -
Close and move in
Your Closing Disclosure arrives at least three business days ahead. Sign, pay closing costs, collect your keys.
Your keys
No question is too basic.
Aria explains it out loud and puts it on screen, at your pace. Press start whenever you are ready.